• (936) 291-2171

  • Office

  • memberservices@walkercountyfcu.com

  • Email

  • (936) 291-2171

  • Office

  • (936) 755-7119

  • Fax

  • memberservices@walkercountyfcu.com

  • Email

  • Regular Share Savings
      • A minimum initial deposit of $5.00 is required
      • A $5.00 minimum balance must be maintained at all times
      • An average daily balance of at least $100.00 is required to earn a dividend
      • Dividends are paid quarterly
      • Payroll deduction is available
      • Direct deposit is available
      • A quarterly statement is furnished showing all transactions and dividends earned
      • 24-hour account access with "HomeCU" home banking
      • A minimum initial deposit of $5,000.00 is required
      • Dividend rates increase at higher deposit plateaus ($5,000., $25,000., $40,000.)
      • You may withdraw funds anytime without penalty or loss of dividends earned
      • Dividends are paid quarterly
      • Payroll deduction is available
      • Direct deposit is available
      • A quarterly statement is furnished showing all transactions and dividends earned
      • 24-hour account access with "HomeCU" home banking
  • Share Draft (Checking Account) - "Members' Choice"
      • A minimum initital deposit of $25.00 is required
      • Does not earn a dividend
      • No monthly service fee
      • Payroll deduction is available
      • Direct deposit is available
      • A monthly statement is furnished showing all transactions
      • 24-hour account access with "HomeCU" home banking
  • Share Draft Checking - "Advantage Checking"
      • A minimum initial deposit of $25.00 is required
      • An average daily balance of at least $1,000.00 is required to earn a dividend
      • A $7.00 per statement cycle service fee is imposed if the minimum balance requirement is not maintained
      • Dividends are paid monthly
      • Payroll deduction is available
      • Direct deposit is available
      • A monthly statement is furnished showing all transactions and dividends earned
      • 24-hour account access with "HomeCU" home banking
  • Special Shares
      • A minimum initial deposit of $25.00 is required
      • An average daily balance of at least $100.00 is required to earn a dividend
      • Dividends are paid quarterly
      • Payroll deduction is available
      • Direct deposit is available
      • A quarterly statement is furnished showing all transactions and dividend earned
      • 24-hour account access with "HomeCU" home banking
  • IRA Share
      • Guidelines for enrolling in an IRA account are covered in a separate package given to members upon enrollment
      • IRA accounts available are:
        • a) Traditional IRA
        • b) Roth IRA
        • c) Educational IRA
      • Market Index Certificates are available for IRA investments (ask credit union for details)
      • A minimum initial deposit of $25.00 is required. Successive minimum add-on amount is $25.00 per deposit
      • An average daily balance of at least $100.00 is required to earn a dividend. (On Regular Share IRA's only)
      • Dividends are paid quarterly
      • A quarterly statement is furnished
      • No front end charges
  • Term Share & IRA Share (Certificates of Deposit)
      • A minimum deposit of $1,000.00 is required to open a Term Share Account
      • Terms available: 6 month, 12 month, 18 month, 24 month, 36 month, 48 month
      • Penalty for early withdrawal is equal to 90 days dividends at Term Share account rate for Term Share account terms of two (2) years or less
      • Penalty for early withdrawal is equal to 120 days dividends at Term Share account rate for Term Share account terms of three (3) years or more
      • Additional deposits to existing Term Share accounts are not allowed
      • Term Share accounts are automatically renewable upon maturity
      • Dividends: Members Choice (For Regular Term Share Accounts only)
        • a) Paid "Quarterly" (added to C.D. principal balance)
        • b) Paid "Monthly" (added to S/D or R/S balance)
      • A quarterly statement is furnished showing all transactions and dividends earned
  • Mini-Jumbo & Jumbo Term Share (Certificates of Deposit
      • A minimum deposit of $40,000. or $75,000. is required to open a Mini-Jumbo or Jumbo Term Share Account
      • Terms available: 6 months, 12 months, or 25 months
      • Penalty for early withdrawal is equal to 90 days dividends at Mini-Jumbo or Jumbo Term Share Account rate
      • Additional deposits to existing Mini-Jumbo or Jumbo Term Share Accounts are not allowed
      • Mini-Jumbo and Jumbo Term Share Accounts are automatically renewable upon maturity
      • Dividends: Members Choice
        • a) Paid "Quarterly" (added to C.D. principal balance)
        • b) Paid "Monthly" (added to S/D or R/S balance)
      • A quarterly statement is furnished showing all transactions and dividends earned