LOAN RATES AND TERMS **
Valid as of January 1, 2009
|
| LOAN TYPE |
TERM |
RATE/APR* |
| PERSONAL |
Up to 48 Months |
10.75% - 17.75% |
| |
| NEW
VEHICLES |
Up to 60 Months |
6.49% - 13.49% |
| |
|
| Up to 72 Months
($28,000) + |
|
| |
|
| |
| USED
VEHICLES & OTHER SECURED LOANS |
Up to 60 Months |
6.79% - 13.79% |
| |
|
Up to 120 Months (RV's Only)
Up to 60 Months
(ATV's, etc.)
|
8.00% - 15.00% |
| |
| SHARE
SECURED |
Up to 120 Months |
5.00% |
| |
| SHARE
CERTIFICATE SECURED |
Up to 120 Months |
3.00% above Certificate
Rate |
| |
REAL
ESTATE
(LAND/LOT LOANS) |
Up to 60 Months |
7.25% - 14.25% |
| Up to 96 Months |
7.50% - 14.50% |
| Up to 180 Months |
7.75% - 14.75% |
| |
MASTERCARD
and
MASTERCARD GOLD |
Per Policy |
13.75% |
| |
| |
|
|
| |
* The ANNUAL PERCENTAGE
RATE you receive for these loans will be within the
range disclosed above and is based on credit-worthiness
criteria. Ask the Credit Union for the rate you qualify
for. Loans are subject to the requirements of current
loan policy.
** Above rates are subject to change at any time without
notice to member.
|
